May 23, 2025

May 23, 2025

Enabling the First Peer-to-Peer Global Payment Economy

Enabling the First Peer-to-Peer Global Payment Economy

CrossKudi Inc

CrossKudi Team

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As blockchain and decentralized networks reshape financial infrastructure, a new paradigm is emerging, one where people and small businesses, not just banks and fintechs, power global transactions.

Cross-border payments are broken: they’re slow, expensive, and built for legacy financial institutions. But billions of dollars move informally through trusted relationships every day. At CrossKudi, we’re formalizing this behavior into a scalable network that unlocks global financial access for everyone.

CrossKudi is building a decentralized global payment network that uses stablecoins and vetted local liquidity providers—what we call “Funders”—to enable instant, low-cost transfers across borders.

The Problem: Cross-Border Payments Aren’t Built for People and Small Businesses

Today’s global payment rails weren’t designed for speed, transparency, or inclusion. Instead, they present major barriers:

  • Slow & Expensive: Traditional remittance services take days and cost over 6% per transaction.

  • FX Bottlenecks: Small businesses and freelancers often face poor exchange rates and unpredictable fees.

  • Informal Workarounds: People rely on family, friends, or informal agents to help pay locally, trust, not infrastructure.

There’s global demand for something better: a system that empowers communities to move money like locals, instantly and affordably.

CrossKudi is addressing these challenges through a novel infrastructure: A Decentralized FX Network

  • Trusted Funders: Local liquidity partners fund payouts in local currency and earn transaction fees.

  • Stablecoin Settlements: U.S. dollar-pegged stablecoins enable fast, secure, and transparent cross-border transfers.

  • AI Matching Engine: Smart routing to match payment requests with funders based on location, liquidity, and speed.

  • Built-In Compliance: Every transaction integrates KYC, AML, and real-time risk scoring.

CrossKudi transforms informal behavior into a formal, trusted economy, one where individuals and businesses become the infrastructure.

With our network, builders can unlock new payment flows for:

  • Importers & Exporters: Pay suppliers abroad without delays or FX losses.

  • Freelancers & Creators: Get paid globally in minutes, not days.

  • Logistics & Trade Networks: Settle customs and freight fees via local funders.

  • Remittance Agents: Monetize local liquidity by processing transactions.

  • Embedded Fintech: Add cross-border payments to your platform via API.

  • Stablecoin Issuers: Increase stablecoin adoption through local liquidity providers.

As the network grows, liquidity deepens, coverage expands, and everyone gains access to a better financial system.

We’re building CrossKudi with an open, collaborative approach. Our long-term roadmap includes:

  • Tokenized Incentives: Reward Payment Partners for uptime, speed, and reliability.

  • Programmable Payments: Enable escrow, milestone-based releases, and conditional transactions.

  • Global Compliance Layer: Modular KYC/AML integrations to scale with regions.

  • Community Governance: Transition core upgrades and rules to a DAO.

  • Reputation Protocol: Verifiable transaction history and peer feedback to establish trust.

CrossKudi isn’t just a product. It’s a movement to redefine who powers the global economy. Millions already act as informal cross-border enablers. With the right tools, they become the future of global finance.

Whether you’re a developer, importer, remittance agent, fintech, or Web3 innovator, investor, we want to hear from you.

Let’s overcome financial borders and build and drive the global economy on-chain together at scale.

Join us at crosskudi.com or email directly to info@crosskudi.com 

CrossKudi Inc

CrossKudi Team

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